7 out of 10 adults do not have a Will and without one:

• A surviving spouse will not necessarily inherit everything
• An unmarried partner has no automatic entitlement
• The family home may have to be sold
• Children may be unintentionally disinherited.

Writing a will is one of the most important things you can do. It ensures your wishes regarding your money, your possessions and your property (your estate) are carried out after you die. If you die without a valid will in place it can cause unintended financial problems and emotional distress for your family.

Having an up to date will is especially important if you have children under 18, if you’re cohabiting, own joint property or have specific funeral plans. If there are any changes in your personal circumstances, you should consider reviewing your will. If you die without a valid will in place you are said to have died ‘Intestate’ and the Intestacy Rules will come into effect. These are strict rules which mean that the law decides who benefits from your estate and this can potentially cause family hardship and dispute.

Probate is the legal authority for the person(s) you appoint as your Executor(s) in your Will to carry out the terms of your Will and deal with your estate as you have directed. Speak to us about your Will and Probate requirements. We have experienced staff who can advise you on all aspects.